Nigerian debt recovery and property law guidesKnow your rights.
Get what you're owed.
Plain-English guides on Nigerian law, written by our legal team so you can understand your options before spending a naira.
How to Evict a Tenant Legally in Lagos: Notice Periods and the Two Notices You Must Serve
How much notice a Lagos landlord must give, why a short notice is void, and the second notice most landlords never serve before going to court.
Read more →How to Recover Debt Through the Lagos Small Claims Court
A step-by-step guide to using the Lagos Small Claims Court to recover money owed to you, without hiring a lawyer.
Read more →What is a Letter of Demand in Nigeria? (And When Do You Need One)
Everything you need to know about the Letter of Demand under Nigerian law: what it is, when to send one, and what happens if it is ignored.
Read more →What Happens If You Ignore a Letter of Demand in Nigeria?
If you receive a Letter of Demand and do nothing, here is exactly what the creditor can do next, and why ignoring it is almost always the wrong move.
Read more →Can You Sue Someone for a Small Amount in Nigeria? (₦50,000 to ₦5 Million)
Yes, and it is cheaper and faster than most people realise. Here is how the Small Claims Court works for smaller debts in Nigeria.
Read more →3 Mistakes to Avoid When Recovering a Debt in Nigeria
The most common mistakes people make chasing unpaid debts in Nigeria, and the simple fixes that actually get you paid, according to the law.
Read more →How to Register a Business in Nigeria (CAC Registration Explained)
Business Name or Limited Company? Here is exactly what CAC registration involves in Nigeria, what each option costs, and how to choose between them.
Read more →What Is a Governor's Consent, and Why Does Your Property Transfer Need It?
Under the Land Use Act, a Nigerian property transfer without the Governor's Consent doesn't actually transfer anything. Here's what consent is, when it's required, and what happens if a deal skips it.
Read more →Deed of Assignment vs. Deed of Gift: Why They're Not the Same Document
Selling property and gifting it outright are legally different transactions in Nigeria. Using a Deed of Assignment to disguise a gift, or the reverse, can put the transfer at real risk.
Read more →Tenancy Agreement vs. Lease Agreement in Nigeria: What's Actually Different?
The two terms get used interchangeably in everyday conversation, but a short periodic tenancy and a longer fixed-term lease follow different rules in Nigeria — including whether Governor's Consent applies.
Read more →Can an AI Draft a Legally Valid Letter of Demand in Nigeria?
A Letter of Demand isn't a fixed statutory form, so the question isn't whether AI can produce one — it's whether the facts are right and a licensed practitioner has actually signed it. Here's what makes one hold up.
Read more →Small Claims Court vs. Magistrate Court in Nigeria: Which One Handles Your Debt?
In most states, the Small Claims Court isn't a separate courthouse — it's a simplified track inside the Magistrate Court, for claims under a fixed limit. Here's how the two actually differ.
Read more →Can a Company Be Sued in the Small Claims Court in Nigeria?
Yes — a company can be both a claimant and a defendant in the Small Claims Court, but suing one correctly means serving the company itself, not a director, and getting the name right.
Read more →How Much Does It Cost to Register a Business in Nigeria?
CAC's own fees are periodically revised, so any specific naira figure printed here would go stale. Here's the actual structure of what you pay, and where to check the current numbers before you budget.
Read more →What Happens After You Win a Small Claims Judgment in Nigeria?
Winning the judgment isn't the same as getting paid. Here's what garnishee proceedings, writs of execution, and the other real enforcement routes actually involve when a debtor still won't pay.
Read more →Where the AI Stops and a Lawyer Starts: How Pandas LP's Agent Actually Works
Every Pandas LP agent follows the same shape: interview, draft, a licensed practitioner reviews and signs, then serve or file. Here's what that actually looks like, and every refusal built into it.
Read more →Is It Too Late to Recover a Debt in Nigeria? Time Limits Explained
Debts in Nigeria cannot be chased forever. How the time limit for recovering a debt works, when the clock starts, and what to do if the debt is old.
Read more →Unpaid Invoice in Nigeria: What to Do First
A client has not paid your invoice. The order to do things in, from a written reminder to a Letter of Demand and the Small Claims Court, and what not to do.
Read more →